Insurance
With decades of experience, our attorneys understand the insurance industry and the complex regulatory environment in which it operates. We serve insurers, reinsurers, producers, administrators, and related entities across a broad spectrum of regulatory, transactional, and compliance matters.
Our national platform allows us to stay ahead of rapid industry change and provide a full suite of legal services to insurance businesses operating in highly regulated and evolving markets.
Our experience spans Accident & Health, HMOs, Brokerage, Captives, Life, Property & Casualty, Reinsurance, Risk Retention Groups, Third Party Administrators, Professional Liability, Public Entity Pooling, Workers’ Compensation, and more.
Recognition
- Regionally ranked for Insurance by Chambers USA: America’s Leading Lawyers for Business (2022–2023)
- Tier 2 national ranking in Insurance Law by Best Law Firms® (2024)
- Ranked among the Top 30 Law Firms Nationwide for Client Service Excellence*
Insurance Company Regulation
We advise insurers on federal and state regulatory and compliance matters across all jurisdictions.
- Financial examinations and reporting
- Risk-based capital and investment compliance
- Insurance Holding Company System approvals
- Dividend distributions
- 50-state surveys and investigations
- Insolvency and rehabilitation matters
- Corporate governance and ERM
Transactions & M&A
- Formations, reorganizations, and demutualizations
- M&A transactions and strategic affiliations
- Funding agreements and surplus notes
- Management services agreements
- Indemnity and assumption reinsurance
- Captives and risk retention groups
- Loss portfolio transfers and assumption reinsurance
Third Party Administrators (TPAs)
- National and multi-state TPA and PBM licensing
- Licensure maintenance and annual reporting
- Administrative Services Agreements
- Regulatory inquiries and enforcement actions
- M&A and divestitures involving TPAs
- Regulatory monitoring and compliance reporting
Agencies & Producers
- Multi-state producer and agency licensing
- Agent and agency agreement drafting
- Acquisitions and sales of insurance agencies
- Regulatory investigations and compliance counseling
- HIPAA and ACA advisory services
Health Plans & Health Entities
- Health insurers, HMOs, PPOs
- TPAs, UROs, PBMs
- IPAs, ACOs, CINs
- Market conduct and financial examinations
- HIPAA, GLBA, and data security compliance
- Provider network formation and contracting
Captives & Alternative Risk Transfer
- Captive formation and licensure
- Choice of domicile and structure
- Regulatory reporting and examinations
- Taxation of captives
- Risk retention and purchasing groups
Discount Medical Plans
- DMPO licensing and renewals
- Marketing and website compliance
- Advertising review
- Regulatory investigations and enforcement defense
*BTI Client Service A-Team Report